Common Fees

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS

101 S Main

P O Box 99

Charleston, MO 63834

(573) 683-3712

Limits and Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Debit Card Replacement Fee$10.00
Debit Card Photo Fee$10.00
Check Printing FeeFee depends on style of check ordered
Check Cashing Fee

(Income Tax Refund)

$35.00
Check Cashing Fee - Non-Customer$5.00 or 3%
Cashier's Check Fee$5.00
Money Order Fee$2.00
NSF Paid Handling Fee (each item paid)*

Item: Checks, In Person Withdrawal, ATM Withdrawal, or Other Electronic Means

$32.00
Daily overdraft fee$5.00 per day

(After being overdrawn for over 3 consecutive days)

NSF Returned Handling Fee (item returned)*

Item: Checks, In Person Withdrawal, ATM Withdrawal, or Other Electronic Means

$32.00
Deposited checks returned unpaid$5.00
Account Activity Printout Fee$3.00
Special Statement Cutoff Fee$3.00
Account Research Fee

(Per Hour)

$15.00
Account Balancing Assistance Fee

(Per Occurrence)

$15.00 per time
Stop Payment Fee

(Per Item)

$30.00 per item
Wire Transfer Fee - Outgoing$20.00
Wire Transfer Fee - Incoming$15.00
Wire Transfer Fee - Foreign$60.00
Dormant Account Fee - Checking

(Per Month)

An account is dormant if for one year there have been no deposits or withdrawals to the account. $6.00 per month
Dormant Account Fee - Savings

(Per Month)

An account is dormant if for one year there have been no deposits or withdrawals to the account. $6.00 per quarter
Photocopies Fee

(Per Page)

$0.25
External Transfer

(Out Going)

$1.00
12 Month Image Statement On DVD

(Per Account)

$25.00
Savings Withdrawal$1.00 per cash withdrawal in excess of 2 per month $1.00
Excess Bill Pay Transactions - Consumer

(Over 20 Per Month)

$4.75 or $0.40 each
Overnight Check$15.95
Same-Day Bill Payment$10.95
E-Greetings$0.25
Pop-Money$1.00 - $2.50 based on amount set
Excess Bill Pay Transactions - Business

(Over 20 Per Month)

$6.75 or $0.40 each
Collection Fee

(Deposit Accounts Overdrawn More Than 35 Days Without Returning to Positive Balance)

$15.00

See our "Overdraft Privilege Policy" for most demand deposit products.

If your account balance falls to $0.00 (zero) or below $0.00, we can close your account at any time without prior notice. If below zero, you are still liable for any deficit in your account.

LIMITS AND FEES DISCLOSURE

$1 per cash withdrawal in excess of 6 per quarter

$1 Return item charge 100% of item amount