Common Fees

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS

101 S Main
P O Box 99
Charleston, MO 63834
(573) 683-3712

LIMITS AND FEES

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Replace debit card	$10.00
Photo Debit Card	$10.00
Check printing	Fee depends on style of check ordered
Check Cashing (Income Tax Refund)	$35.00
Check cashing (non-customer)	$5.00 or 3%
Cashier's check	$5.00
Money order	$2.00
Traveler's checks	$1.00 per $100.00
Overdraft (each item paid)*
Item: Checks, In Person Withdrawal, ATM Withdrawal, or Other Electronic Means	$32.00
Daily overdraft fee	$5.00 per day (After being overdrawn for over 3 consecutive days)
Nonsufficient funds (item returned)*
Item: Checks, In Person Withdrawal, ATM Withdrawal, or Other Electronic Means	$32.00
Deposited checks returned unpaid	$5.00
Account activity printout	$3.00
Special statement cutoff	$3.00
Account research	$15.00 per hour
Account balancing assistance	$15.00 per time
Stop payment	$30.00 per item

WIRE TRANSFER

Outgoing Wire	$20.00
Incoming Wire	$15.00
Foreign Wire	$60.00
Garnishments	$100.00
Levies	$100.00
Dormant account
Checking accounts: an account is dormant if for one year there have been no deposits or withdrawals to the account.	$6.00 per month
Savings accounts: an account is dormant if for one year there have been no deposits or withdrawals to the account.	$6.00 per quarter
Photocopies	$.25 each
Savings Withdrawal
$1.00 per cash withdrawal in excess of 2 per month	$1.00

See our "Overdraft Privilege Policy" for most demand deposit products.

If your account balance falls to $0.00 (zero) or below $0.00, we can close your account at any time without prior notice. If below zero, you are still liable for any deficit in your account.

LIMITS AND FEES DISCLOSURE

• $1 per cash withdrawal in excess of 6 per quarter
• $1 Return item charge 100% of item amount