Common Fees
IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS
101 S Main
P O Box 99
Charleston, MO 63834
(573) 683-3712
LIMITS AND FEES
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
| Debit Card Replacement Fee | $10.00 |
| Debit Card Photo Fee | $10.00 |
| Check Printing Fee | Fee depends on style of check ordered |
| Check Cashing Fee (Income Tax Refund) | $35.00 |
| Check Cashing Fee - Non-Customer | $5.00 or 3% |
| Cashier's Check Fee | $5.00 |
| Money Order Fee | $2.00 |
| NSF Paid Handling Fee (each item paid)* | |
|---|---|
|
Item: Checks, In Person Withdrawal, ATM Withdrawal,
or Other Electronic Means |
$32.00 |
| Daily overdraft fee | $5.00 per day (After being overdrawn for over 3 consecutive days) |
| NSF Returned Handling Fee (item returned)* | |
|
Item: Checks, In Person Withdrawal, ATM Withdrawal,
or Other Electronic Means |
$32.00 |
| Deposited checks returned unpaid | $5.00 |
| Account Activity Printout Fee | $3.00 |
| Special Statement Cutoff Fee | $3.00 |
| Account Research Fee (Per Hour) | $15.00 |
| Account Balancing Assistance Fee (Per Occurrence) | $15.00 per time |
| Stop Payment Fee (Per Item) | $30.00 per item |
WIRE TRANSFER
| Wire Transfer Fee - Outgoing | $20.00 |
| Wire Transfer Fee - Incoming | $15.00 |
| Wire Transfer Fee - Foreign | $60.00 |
| Dormant account | |
|---|---|
|
Dormant Account Fee - Checking (Per Month):
An account is dormant if for one year there have been no deposits or withdrawals to the account. |
$6.00 per month |
|
Dormant Account Fee - Savings (Per Month):
An account is dormant if for one year there have been no deposits or withdrawals to the account. |
$6.00 per quarter |
| Photocopies Fee (Per Page) | $.25 |
| 12 Month Image Statement On DVD (Per Account) | $25.00 |
| Savings Withdrawal | |
| $1.00 per cash withdrawal in excess of 2 per month | $1.00 |
|
Bill Pay Service Fee - Consumer
Excess Bill Pay Transactions (Over 20 Per Month): |
$4.75
$.40 each |
|
Bill Pay Service Fee - Business (Month Per Acct)
Excess Bill Pay Transactions (Over 20 Per Month): |
$6.75
$.40 each |
| Collection Fee (Deposit Accounts Overdrawn More Than 35 Days Without Returning to Positive Balance) | $15.00 |
See our "Overdraft Privilege Policy" for most demand deposit products.
If your account balance falls to $0.00 (zero) or below $0.00, we can close your account at any time without prior notice. If below zero, you are still liable for any deficit in your account.
LIMITS AND FEES DISCLOSURE
- $1 per cash withdrawal in excess of 6 per quarter
- $1 Return item charge 100% of item amount
