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Focus Free Checking

Looking for a great Free Checking Account with no strings attached? Then FOCUS Free Checking is just right for you!

Summary
  • Only $25 Opening Deposit
  • No Minimum Balance
  • No Monthly Service Charge
  • Free Checks¹
  • Free 24-Hour Mobile Banking
  • Free Online Banking
  • Free Bill Pay²
  • Free Image Statement
  • Free Direct Deposit/Automatic Drafts
  • Discount on Personal One-On Style
  • $500 Overdraft Privilege³ - Overdraft Privilege Disclosure

¹ Specialty Wallet Style Only

² Customers must receive an eStatement in order to have free Bill Pay.

³ Customers must maintain an account in good standing with the bank for at least 30 days in order to qualify.

Free ATM/Debit Card
  • No minimum balance required
  • Ability to withdraw cash from checking/savings account
  • Obtain cash from your checking/savings accounts during non-banking hours
  • Make deposits to your account during non-banking hours
  • No interest charged for debit transactions
  • No fee charged when used at a local ATM machine
  • Daily withdraw limit of $500