Fresh Start Checking
This checking account is designed for people who may have had banking challenges in the past. Fresh Start Checking allows you to re-establish yourself in the financial world with a great checking account for a low monthly fee.
We know everyone makes mistakes — and we believe everybody deserves the chance to make a fresh start!
- No minimum balance
- $7.95 monthly fee
- $5.95 monthly fee if you enroll for eStatements
- Free online banking
- Free mobile banking
- Free eStatements
- Free ATM/debit card
- Free direct deposit and automatic drafts
- Checks available for purchase
- $50 opening deposit
All customers applying for a Fresh Start Checking account must have repaid any balances owed to FOCUS Bank before account will be opened. Any Fresh Start account with a negative balance for 60 days will be closed. All insufficient items will be returned and fees may be assessed.