MAX Spirit Club Checking
Show your school spirit by helping your local school district. Every time you use your debit card and sign for the purchase, FOCUS Bank will make a donation to the school of your choice. Plus, you'll earn points for great stuff.* Rewards Program video
- Summary
- Only $25 Opening Deposit
- No Minimum Balance
- No Monthly Service Charge
- Free First Order Checks¹
- Free 24-hour mobile banking
- Free online banking
- Free Bill-Pay²
- eStatement Only³
- Free Direct Deposit/Automatic Drafts
- $500 Overdraft Privilege** - Overdraft Privilege Disclosure
¹ Specialty Wallet Style Only
² Customers must receive an eStatement in order to have free Bill Pay. Must have an eStatement* If customer does not enroll in eStatements within 60 days of opening account, they will be notified and moved to a FOCUS Free Account.
³ Customers must maintain an account in good standing with the bank for at least 30 days in order to qualify.
Schools must be participants in the MAXspirit Club Checking program in order to receive donation.
- Free ATM/Debit Card
- Free Custom School Logo Card or Custom Card
- No minimum balance required
- Ability to withdraw cash from checking/savings account
- Obtain cash from your checking/savings accounts during non-banking hours
- Make deposits to your account during non-banking hours
- No interest charged for debit transactions
- No fee charged when used at a local ATM machine
- Daily withdraw limit of $500
- Requirements
- Must have an eStatement* If customer does not enroll in eStatements within 60 days of opening account, they will be notified and moved to a FOCUS Free Account.
- Participating Schools
- Baldwin Elementary
- Bay Elementary
- Blessed Sacrament Catholic School
- Brookland Middle School
- Buffalo Island Central East Elem.
- Buffalo Island Central West Elem.
- Caruthersville School
- Charleston R-1 School
- Concordia Christian Academy
- Crowley's Ridge Academy Elem
- East Prairie R-2 School District
- Fox Meadow Intermediate Center
- Greene Co. Tech. School District
- Hayti-Wallace Elementary
- Health, Wellness, Environmental Studies Magnet School
- Marked Tree High School
- Marmaduke Elementary K-6
- Math & Science Magnet School
- Microsociety Magnet School
- Nettleton Intermediate School
- Nettleton Middle School
- Oak Grove Health&Wellness Elem.
- Paragould Sr. High School
- Ridgefield Christian Academy
- Riverside East Elementary School
- RiversideWest Elementary School
- Scott Co. Central School
- Scott Co. R-IV School (Kelly)
- St. Denis Catholic School
- St. Francis Xavier Catholic School
- St. Henry Catholic School
- St. Mary's Catholic School
- Valley View Middle School
- Visual & Performing Arts Magnet School
- Westside Middle School
- Sikeston Public Schools
