MAXimum Free Checking
Take your money to the MAX! Earn a whopping 4.51% APY* and kiss ATM fees goodbye forever¹ with our MAXimum Free Checking Account. There are NO monthly service charges and NO minimum balance requirements.
- Summary
- 4.51% APY* on balances up to $25,000¹
- 1.01% APY* on balances over $25,000¹
- If monthly qualifications still aren't met, you still earn 0.10% APY*
- ATM Fee refunds up to $25 per statement cycle*
- $100 Opening Deposit
- Free Checks²
- Free ATM/Debit Card
- Free 24-Hour Mobile Banking
- Free Online Banking
- Free Bill Pay³
- Free Image Statement
- Free Direct Deposit/Automatic Drafts
- 50% Discount on Personal One-On Style
- $500 Overdraft Privilege** - Overdraft Privilege Disclosure
¹ Requirements must be met in order to receive benefits and interest.
² Specialty Wallet Style Only
³ Customers must receive an eStatement in order to have free Bill Pay.
* APY = Annual Percentage Yield
** Customers must maintain an account in good standing with the bank for at least 30 days in order to qualify.
Rates effective September 14, 2009 and are subject to change any time after account opening. Click here for more details.
- Qualifications
In order to qualify for the monthly benefits, just meet these simple criteria each month:
- Make 10 Debit Card Purchases
- Access Online Banking once
- Enroll and Receive E-Statements
- More Information
ONLINE ACCOUNTS AVAILABLE TO MISSOURI AND ARKANSAS RESIDENTS ONLY.
This account requires an initial deposit between $100 and $1000. After your account is opened, you will be able to transfer/deposit additional funds into it. All qualifications must be met per statement cycle to receive the rewards for that cycle. If they are not met, interest will be paid at the base rate APY and no ATM fees will be reimbursed. MAXimum Free Checking is available for personal accounts only. Annual Percentage Yield (APY) accurate as of January 15, 2009. Rate tiers are as follows: 4.51% APY applies to balances of $.01 - $25,000 and 1.01% APY paid on balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY will be paid on all balances if qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. ** ATM fee refunds up to $25.00 per cycle when qualifications are met.
- Qualification Dates
MAXimum FREE Checking, MAXtunes and MAXsavers Key Dates
The following are the deadline dates for completing your qualifications to earn rewards for MAXimum FREE Checking, MAXtunes and MAXsavers for 2009. We will updated these dates as needed.
2010 Month Requirements Completion Date* Cycle Date January 01/12/2010* 01/13/2010 February 02/09/2010* 02/10/2010 March 03/09/2010* 03/10/2010 April 04/13/2010* 04/14/2010 May 05/11/2010* 05/12/2010 June 06/08/2010* 06/09/2010 July 07/13/2010* 07/14/2010 August 08/10/2010* 08/11/2010 September 09/07/2010* 09/08/2010 October 10/12/2010* 10/13/2010 November 11/09/2010* 11/10/2010 December 12/07/2010* 12/08/2010 - The Story Behind MAX
