MAXTunes Checking

• $9.90 Sign-up Bonus
• $4.95 credit each statement cycle*
• ATM Fee refunds up to $25 per statement cycle**
• $100 Opening Deposit
• Free Checks¹
• Free ATM/Debit Card
• Free 24- Hour Mobile Banking
• Free Online Banking
• Free Bill Pay²
• Free eStatements/Image Statement
• Free Direct Deposit/Automatic Drafts
• Discount on Personal One-On Style Checks
• $500 Overdraft Privilege³ - Overdraft Privilege Disclosure

*Requirements must be met each statement cycle in order to qualify for rewards/benefits.

**ATM fees, up to $25.00 per cycle, are automatically refunded on the last day of your statement cycle, when requirements are met.

ATM fee refunds are automatic and receipts are NOT required to receive refunds. ATM fee rewards apply to continental US only ATMs.

¹ Specialty Wallet Style Only

² Customers must receive an eStatement in order to have free Bill Pay

³ Customer must maintain an account in good standing with the bank for at least 30 days in order to qualify.

iTunes is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple's® iTunes®.

To receive iTunes downloads and ATM fee refunds, these simple qualifications must be met:

• Make at least 10 debit card purchases per statement cycle
• Access Online Banking at least once per statement cycle
• Receive Electronic Bank Statements instead of paper

If you do not meet the requirements in a particular statement cycle, your account still functions as a free checking account. You can resume the free iTunes downloads and ATM fee refunds the very next cycle.

Earn iTunes® download refunds up to $9.90 with initial account opening regardless of qualifications. Earn up to $4.95 in iTunes® download refunds each cycle the minimum qualifications are met. Sales taxes may apply potentially reducing the number of downloads reimbursed. If you do not meet the qualifications per cycle, your account will still function as a free checking account; however, it will not receive ATM refunds or iTunes® refunds for that time period. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Available to personal accounts only. A $32.00 NSF/OD charge will be charged for each overdraft created by checks, in person or ATM withdrawals, or by other electronic means as applicable. iTunes® must be purchased with your check card associated with your MAXTunes account.

ATM fee refunds, up to $25 per statement cycle, are automatically refunded on the last day of your statement cycle, when requirements are met. ATM refunds are automatic and receipts are NOT required to receive refurnds. ATM fee rewards apply to continental U.S. ATMs only. iTunes is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple's® iTunes®.