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Home Mortgage Loans

Whether you are thinking about buying your first home, upgrading to a larger home, or refinancing, NOW is the time to call FOCUS Bank. Let our Mortgage Lenders customize a plan to fit your budget.

Summary

We offer excellent rates with fast approvals and convenient closings. YOU CAN APPLY OVER THE PHONE! Call today or contact us online.

We offer:

  • Conventional Fixed Rate Loans
  • Rural Development Loans
  • FHA/VA Fixed Rate Loans
  • 97% Conventional Fixed Rate Loans

What you need to apply for Secondary Market/Conventional Fixed Rate Loans:

  • Name
  • Social Security Number
  • Date of Birth
  • Address of Property
  • Employment History
  • Assets & Liabilities
  • Income Information

We also offer In-House Adjustable Rate Loans:

We are pleased to offer a 1 year and 3 year Adjustable Rate Loan. For more information about our In-House ARM's, please contact your nearest branch.