Common Fees

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS

101 S Main
P O Box 99
Charleston, MO 63834
(573) 683-3712

Limits and Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Debit Card Replacement Fee $10.00
Debit Card Photo Fee $10.00
Check Printing Fee Fee depends on style of check ordered
Cashier's Check Fee $5.00
Money Order Fee $2.00
NSF Paid Handling Fee (each item paid)*

Item: Checks, In Person Withdrawal, ATM Withdrawal, or Other Electronic Means

$32.00
Daily overdraft fee (Every Third Business Day) $5.00 per day

(After being overdrawn for 3 consecutive business days)

NSF Returned Handling Fee (item returned)*

Item: Checks, In Person Withdrawal, ATM Withdrawal, or Other Electronic Means

$32.00
Deposited checks returned unpaid $5.00
Account Activity Printout Fee $3.00
Special Statement Cutoff Fee $3.00
Account Research Fee

(Per Hour)

$15.00
Account Balancing Assistance Fee

(Per Occurrence)

$15.00 per time
Stop Payment Fee

(Per Item)

$30.00 per item
Wire Transfer Fee - Outgoing $20.00
Wire Transfer Fee - Incoming $15.00
Wire Transfer Fee - Foreign $60.00
Dormant Account Fee - Checking

(Per Month)

An account is dormant if for one year there have been no deposits or withdrawals to the account. $6.00 per month
Dormant Account Fee - Savings

(Per Month)

An account is dormant if for one year there have been no deposits or withdrawals to the account. $6.00 per month
Photocopies Fee

(Per Page)

$0.25
External Transfer

(Out Going)

$1.00
12 Month Image Statement On DVD

(Per Account)

$25.00
Savings Cash Withdrawal $1.00 per cash withdrawal in excess of 2 per month $1.00
Bill Pay Transactions - Consumer

Excess Bill-Pay Transactions (20 per month)

$4.75

$0.40 (each)

Overnight Check $15.95
Same-Day Bill Payment $10.95
E-Greetings $0.25

per greeting

Pop-Money $1.00 - $2.50 based on amount set
Bill Pay Transactions - Business

Excess Bill-Pay Transactions (20 per month)

$6.75

$0.40 (each)

Collection Fee

(Deposit Accounts Overdrawn More Than 35 Days Without Returning to Positive Balance)

$15.00
Gift Card Fee $4.95
Reloadable Card Fee $7.95
Travel Card Fee $7.95
Youth Card Fee $7.95

See our "Overdraft Privilege Policy" for most demand deposit products.

If your account balance falls to $0.00 (zero) or below $0.00, we can close your account at any time without prior notice. If below zero, you are still liable for any deficit in your account.