Mortgage Loans

Whether you are thinking of buying your first home, upgrading to accommodate your growing family, or refinancing to save some money, now is the time to call FOCUS Bank. Let our expert mortgage lenders customize a plan to fit your needs and budget!

We offer excellent rates with fast approvals and convenient closings. You can even apply over the phone. Let us put the keys to your new home in your hand!

  • Low, competitive mortgage rates
  • Terms to fit your budget and needs
  • Pre-approval for better buying power
  • No pre-payment penalty
  • Refinance and save money
  • Expert personal service at every step
  • Local decisions for faster results
  • A variety of loans available:
    • Conventional Fixed Rate Loans
    • Rural Development Loans
    • FHA/VA Fixed Rate Loans

We invite you to learn more about the home loan process with information provided by the U.S. Department of Housing and Urban Development

We are pleased to also offer Adjustable Rate Loans. For more information about our In-House ARM's, please contact your nearest branch.

Required Information

What you need to apply for Secondary Market/Conventional Fixed Rate Loans:

  • Name
  • Social Security Number
  • Date of Birth
  • Address of Property
  • Employment History
  • Assets & Liabilities
  • Income Information