Fresh Start Checking

This checking account is designed for people who may have had banking challenges in the past. Fresh Start Checking allows you to re-establish yourself in the financial world with a great checking account for a low monthly fee.

We know everyone makes mistakes — and we believe everybody deserves the chance to make a fresh start!

  • No minimum balance
  • $7.95 monthly fee
  • $5.95 monthly fee if you enroll for eStatements
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Free ATM/debit card
  • Free direct deposit and automatic drafts
  • Checks available for purchase
  • $50 opening deposit

All customers applying for a Fresh Start Checking account must have repaid any balances owed to FOCUS Bank before account will be opened. Any Fresh Start account with a negative balance for 60 days will be closed. All insufficient items will be returned and fees may be assessed.