This free checking account takes your money to the MAX! Earn a great interest rate and receive reimbursement on all ATM fees nationwide!* There are no monthly service charges or minimum balance requirements.
Instead, you get cutting-edge convenience services, including free 24-hour mobile banking. You can even customize your own debit card! All you need to do is meet a few simple qualifications. MAXimize your cashflow today!
ONLINE ACCOUNTS AVAILABLE TO MISSOURI, ARKANSAS, KENTUCKY, TENNESSEE, AND SOME ILLINOIS RESIDENTS ONLY.
Qualifications are so easy you're probably already doing them! To earn your rewards, simply do the following activities and transactions in your MAXimum Free Checking account each monthly qualification cycle:
There is no need to worry if you don't meet the qualifications on any given cycle. You still get free checking and earn our base rate. You'll get the opportunity to qualify again the very next monthly qualification cycle!
The following are the deadline dates for completing your qualifications to earn rewards for MAXimum FREE Checking, MAXtunes and MAXsavers for 2016. We will update these dates periodically to keep you informed.
|2016 Month Qualifications||Completion Date*||Cycle Date|
*Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of May 15, 2014. Rate tiers are as follows: 1.51% APY applies to balances of $.01 to $25,000 and 0.40% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle. 0.10% APY applies to all balances if monthly qualifications are not met. All balances will earn 1.51% APY to 0.40% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. ATM-processed transactions do not count towards qualifying debit card transactions. Intra‐bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle.
**Customers must receive an eStatement in order to have free bill pay.