Individual Retirement Accounts (IRAs)

It's never too early to start planning for the future. Invest in an IRA today! We offer Traditional IRAs with competitive rates, all providing tax-sheltered savings*.

Ask your Focus Bank representatives for more information and consult your tax advisor to choose the best option for you. Start securing your retirement today.

  • Tax-advantaged retirement savings*
  • Competitive dividends above standard savings
  • No setup fees
  • No monthly or annual maintenance fees
  • Federally insured by FDIC up to $250,000
  • $5,500 maximum annual contribution
  • Additional $1,000 "catch-up" contribution allowed for ages 50+
  • $1,000 minimum deposit to open

*Subject to some minimal conditions. Consult a tax advisor.