Debit Cards

Now, you can receive an instant issue debit card the day you open your account. No more waiting or checking your mailbox to see if your debit card has arrived.

You can even customize your card with a photo of a family member, vacation spot, or favorite pet — the choice is up to you!

  • Easy access to your checking account
  • Faster than checks, safer than cash
  • Funds deducted from account immediately
  • Accepted at millions of merchants worldwide
  • 24-hour customer service
  • Cash withdrawals at ATMs 
Custom Card Shop

FOCUS Bank Custom Card Shop is a new service that allows you to customize your FOCUS Bank Debit Card with your favorite photo. It can be a picture of your children, grandchildren, your favorite vacation photo, your pet or almost anything else you like. You can also select an image from our custom gallery. Plus, FOCUS Bank gives you one FREE custom card.

It's easy to get started:

1. Log into your secure online banking and click the Custom Card Link.

2. Upload one of your own photos or choose one from our gallery.

3. Review and submit your design for approval.

Once you have completed this process, you will receive your new FOCUS Bank Custom Debit Card in the mail in 5-7 business days. Should you have any questions, please contact our instant issuance department at your nearest branch.

FOCUS Bank Custom Card Frequently Asked Questions

FOCUS Bank Custom Card Terms & Conditions

FOCUS Bank Custom Card Image Guidelines

MasterCard SecureCode

SecureCode helps protect MasterCard card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution.

FOCUS Bank, in conjunction with First Data, is providing this service to improve the security of payment transactions in the electronic commerce environment. Once you activate SecureCode, an authorized user of your account cannot use your card at a participating Internet merchant without authentication.

SecureCode is easy to use. When you enroll in SecureCode and use your MasterCard card for an Internet purchase at a participating merchant, a dialog window requests your password in much the same way you enter a PIN during a face-to-face transaction. After you enter your password, the information is authenticated and the transaction is submitted to your financial institution for authorization.

To enroll in the program, please following this link.