Have employees who need a checking account? Our Direct Interest Checking makes direct deposit for payroll easy and is a great free account.
Offer your employees the same free checking, digital banking features, and competitive interest that you enjoy, today!
Benefits You’ll Love
- Enjoy the perks of free checking with FOCUS
- Earn competitive interest on your balance
- Access to convenient online banking features to save valuable time
- Deposit checks or make transfers from your mobile
- Free checking with multiple benefits
- Earn competitive interest – see bank representative for rates
- No minimum balance requirements
- No monthly service fee
- Free ATMs nationwide*
- Free direct deposit
- Free automatic payments
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements with Online Check Images
- Free Mastercard® debit card
- Free Thank You Gift
- Buy Back of Unused Checks and Debit Cards*
- $25 minimum deposit to open
Ask our Business Development team how we can assist your employees who need an account for direct deposit payroll.
*Disclaimer: Minimum opening deposit is $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, continuous overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Ask us about our outstanding options for your business or organization. All nationwide ATM fees will be refunded up to a maximum of $10 per statement cycle.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Example Rate
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Online Only Specials
| Term | Minimum Opening Deposit | Rate | *APY |
|---|---|---|---|
| 7 Month Online CD Special | $1000 | 4.25% | 4.32%* |
| 11 Month Online CD Special | $1000 | 4.00% | 4.06%* |
| Call for In-Branch CD Rates |
7 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.32%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 11/07/2024. Auto-renew provision with certificate renewing for 6 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
11 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.06%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 11/07/2024. Auto-renew provision with certificate renewing for 12 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
Please call 800-464-3150 or your local branch for in-branch specific rates.
