With FOCUS, you can lease for land or stay up-to-date with the latest tech
Keep your competitors on their toes with local financing for the best equipment, software, and computers available.
Benefits You’ll Love
- Lease the construction or landscaping equipment your business needs
- Get competitive rates for both new and used equipment
- View a wide range of terms to accommodate specific business needs
- Keep business running smoothly and avoid lapsed production periods
- Leasing available for:
- Construction and heavy equipment
- Landscaping equipment
- Computers, hardware, and software
- Office equipment
- Ranching and agricultural equipment
- Much more
- Keep up to date with the latest technology
- Preserve your working capital
- Fast approvals and local decisions
- Flexible repayment terms
- Easy application process
- Experienced, personal service
Click here to access our leasing FAQs.
Leasing by Bankers for Bankers
If your bank is looking to start a leasing program, let our Banclease team help you get started.
Watch the video below to learn more about Banclease.
- Improve cash flow
- Tax benefits
- Advantageous pricing and payment structure
- Vehicle leasing can take advantage of incentives and rebates
- Reduced administrative time and costs
- Consolidated billing
- No down payment needed
Vehicle Lease Facts
- Vehicle leasing comprises about 35% of the market for vehicles costing approximately $45,000 or less. And 60% of the market for vehicles costing in excess of $45,000.
- Leasing as a form of financing for business vehicles have been growing over the last 5 years
- Open-end leases enable the lessee to participate in the end of lease settlement. Sometimes the term TRAC lease is used, meaning the lease has a Terminal Rental Adjustment Clause.
- With a closed-end lease, the lessee has no responsibility at lease end except for body damage, excess mileage or abusive wear and tear. This is also known as "walk away" lease.
- Closed-end leases usually offer off balance sheet financing and deductibility of the payment.
- For a vehicle loan to have the same payment as a lease, a large down payment would be required
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Example Rate
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Online Only Specials
| Term | Minimum Opening Deposit | Rate | *APY |
|---|---|---|---|
| 7 Month Online CD Special | $1000 | 4.25% | 4.32%* |
| 11 Month Online CD Special | $1000 | 4.00% | 4.06%* |
| Call for In-Branch CD Rates |
7 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.32%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 11/07/2024. Auto-renew provision with certificate renewing for 6 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
11 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.06%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 11/07/2024. Auto-renew provision with certificate renewing for 12 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
Please call 800-464-3150 or your local branch for in-branch specific rates.
