Home Mortgage Loans | FOCUS Bank | Paragould, AR - Jonesboro, AR - Sikeston, MO

Move into your new home with help from local people. We offer several mortgage programs, plus refinancing to potentially lower your rate!

Long-Term Fixed Rate Loans

Low, competitive mortgage rates
Terms to fit your budget and needs
A variety of loans available:
- Conventional Fixed Rate Loans
- Rural Development Loans
- FHA/VA Fixed Rate Loans
No pre-payment penalty
Refinance and save money
Expert, personal service at every step
Local decisions for faster results

Learn more about the home loan process with our Settlement Cost Booklet (PDF) from the U.S. Department of Housing and Urban Development.

What You’ll Need to Apply

You’ll need the following information to apply for Secondary Market/Conventional Fixed Rate Loans:

Name
Social Security Number
Date of Birth
Address of Property
Employment History
Assets & Liabilities
Income Information

In-House Adjustable Rate Loans

Competitive mortgage rates
Expert, personal service at every step
Local decisions for faster results

We are pleased to also offer Adjustable Rate Loans. For more information about our In-House ARM's, please contact your nearest branch.