Keep your dream home in your line of sight
With FOCUS, you can get the rates, terms, or refinancing options that align with your budget and long-term goals.
Benefits You’ll Love
- Explore a variety of loan programs
- Access potential savings when you refinance
- Take advantage of a wide variety of terms to meet unique needs
- Work with local lenders for local decision-making and faster processing
- Low, competitive mortgage rates
- Terms to fit your budget and needs
- A variety of loans available:
- Conventional Fixed Rate Loans
- Rural Development Loans
- FHA/VA Fixed Rate Loans
- No pre-payment penalty
- Refinance and save money
- Expert, personal service at every step
- Local decisions for faster results
Learn more about the home loan process with our Settlement Cost Booklet (PDF) from the U.S. Department of Housing and Urban Development.
- Competitive mortgage rates
- Expert, personal service at every step
- Local decisions for faster results
We are pleased to also offer Adjustable-Rate Loans. For more information about our In-House ARM's, please contact your nearest branch.
You’ll need the following information to apply for Secondary Market/Conventional Fixed Rate Loans:
- Name
- Social Security Number
- Date of Birth
- Address of Property
- Employment History
- Assets & Liabilities
- Income Information
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Another Rate
Balance | Minimum Opening Deposit | Rate | APY |
---|---|---|---|
0 - $15,000 | $x | 0.00% | 0.00% |
$15,000+ | $x | 0.00% | 0.00% |
All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Example Rate
Balance | Minimum Opening Deposit | Rate | APY |
---|---|---|---|
0 - $15,000 | $x | 0.00% | 0.00% |
$15,000+ | $x | 0.00% | 0.00% |
All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx