Home Mortgage Loans

Keep your dream home in your line of sight

With FOCUS, you can get the rates, terms, or refinancing options that align with your budget and long-term goals.

Benefits You’ll Love

Explore a variety of loan programs
Access potential savings when you refinance
Take advantage of a wide variety of terms to meet unique needs
Work with local lenders for local decision-making and faster processing

Low, competitive mortgage rates
Terms to fit your budget and needs
A variety of loans available:
- Conventional Fixed Rate Loans
- Rural Development Loans
- FHA/VA Fixed Rate Loans
No pre-payment penalty
Refinance and save money
Expert, personal service at every step
Local decisions for faster results

Learn more about the home loan process with our Settlement Cost Booklet (PDF) from the U.S. Department of Housing and Urban Development.

Competitive mortgage rates
Expert, personal service at every step
Local decisions for faster results

We are pleased to also offer Adjustable-Rate Loans. For more information about our In-House ARM's, please contact your nearest branch.

You’ll need the following information to apply for Secondary Market/Conventional Fixed Rate Loans:

Name
Social Security Number
Date of Birth
Address of Property
Employment History
Assets & Liabilities
Income Information

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Questions?

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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Net cost of leasing $0

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.