*Disclaimer: Minimum opening deposit is $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, continuous overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Ask us about our outstanding options for your business or organization. All nationwide ATM fees will be refunded up to a maximum of $10 per statement cycle.