Vital Security & Protection
This additional layer of protection confirms the your credentials and also your device.
Benefits You’ll Love
- No more Security Challenge or Multifactor Authentication Questions (MFA)
- No cost for additional protection
- Easy verification with a text or phone call one-time passcode
To receive your One-Time Passcode via Text, you MUST enter your mobile number in the mobile number field. The system cannot send a text to a home phone/landline. If your mobile and home number are the same, the number must be entered in BOTH the home and mobile fields.
Security and protection are vital features when it comes to banking. Recently, we launched a new login security feature that will integrate stronger cybersecurity measures to detect fraud while ensuring account holders have a positive banking experience.
Every time a customer logs in to Online Banking, the new security feature will confirm not only their credentials but also the device they are using. If the system detects a new device or suspicious activity, they may be asked to further verify their identity via a one-time passcode sent to their phone.
Setup is simple. All that is needed is a phone number. When account holders log in to Online Banking through our website or Mobile Banking app, they will be asked to set up a verification phone number and choose their preferred delivery method – text message or phone call – for future identity verification.
To receive your One-Time Passcode via Text, you MUST enter your mobile number in the mobile number field. The system cannot send a text to a home phone/landline. If your mobile and home number are the same, the number must be entered in BOTH the home and mobile fields.
How does this new security feature work?
This additional layer of protection confirms not only account holder credentials, but also the device they are using during login. If the system detects a new device or suspicious activity, they may be asked to verify their identity with a one-time passcode sent to their phone. This new security process will replace the current Security Challenge Questions.
How do account holders set this up?
Setup is simple. When account holders log in to their Online Banking account through our website or Mobile Banking app, they will be asked to set up their verification phone number and choose their preferred delivery method – text message or phone call.
They will then receive a text message or phone call containing a passcode. They will need to enter this passcode during login to complete their phone number verification. Once entered, they will be logged in to Online Banking.
Are account holders required to set this up?
Yes, enrollment in this new security process is required.
Is this replacing the current Security Challenge Questions?
Yes, this new security process will replace the current Security Challenge Questions.
Why the change?
Cybercriminals are constantly developing new methods to steal personal data and are getting more sophisticated with each passing day. We’ve chosen to adapt and evolve to stay one step ahead of those threats.
How will this feature work in the future?
Once set up, this new security feature will only be activated if it detects a login attempt that falls outside of how an account holder typically logs in. When this happens, they will be prompted to enter a passcode during login. The passcode will be sent to the phone number they set up previously using their preferred delivery method. They will need to enter the passcode to complete their login.
Will this affect the Mobile Banking app?
Yes, the same new security setup and process will apply to logging in via our Mobile Banking app.
Can account holders change their verification phone number from the Mobile Banking app once enrolled?
No. They must log in to Online Banking via our website to update their verification phone number. Or, they can call Customer Support at 800-464-3150, and our team will be happy to assist.
Is there a cost?
There is no cost for this additional protection. It is part of our ongoing commitment to keeping our account holders and their accounts safe and secure.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
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Example Rate
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Online Only Specials
| Term | Minimum Opening Deposit | Rate | *APY |
|---|---|---|---|
| 7 Month Online CD Special | $1000 | 4.25% | 4.32%* |
| 11 Month Online CD Special | $1000 | 4.00% | 4.06%* |
| Call for In-Branch CD Rates |
7 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.32%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 11/07/2024. Auto-renew provision with certificate renewing for 6 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
11 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.06%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 11/07/2024. Auto-renew provision with certificate renewing for 12 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
Please call 800-464-3150 or your local branch for in-branch specific rates.
