Put your FOCUS Bank benefits in the palm of your hand
Go digital to transfer cash, deposit checks, schedule bill pay, and more from your laptop or mobile.
Benefits You’ll Love
- Conveniently perform several banking transactions from home
- View account balances and complete transfers with a few clicks
- One-time or recurring bill pay to avoid late payments
- Receive account alerts in real-time
- Get access to your accounts anytime, any day
- Check balances and transfer funds
- Enroll for and set-up external transfers
- Get up-to-date account information
- Pay bills quicker and more securely
- Save money on postage stamps
- Set up advance or recurring payments
- Password-protected for security
- Help deter identity theft and fraud
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Ready to enroll? Review our Auto Enrollment Instructions (PDF).
Bank to Bank Transfers
- External transfers provide customers with the ability to quickly, easily and securely transfer funds between FOCUS Bank accounts and accounts held at other institutions.
- To apply for this service, please complete the external transfer agreement located within online banking under transfers.*
- For more information, contact our customer service department at 1-800-464-3150.
Enroll in Bank to Bank Transfers
*Subject to approval. Terms and conditions as well as fees may apply.
- Fast, free, and secure service for customers enrolled in online banking*
- Easily keep track of your finances — even on-the-go:
- View account balances
- Review history
- Transfer funds between accounts
- Receive alerts
- Pay bills and review history
- View scheduled payments
- Cancel pending payments
- Make deposits
- Available via any web-enabled cell phone or device
- Utilize this service three convenient ways:
- Save valuable time and effort; avoid an extra trip to a branch
Learn More
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Mobile Deposit
Snap a picture of your checks to deposit them securely and quickly into your FOCUS Bank checking account — selfie stick not necessary.
- Deposit checks anytime, anywhere from your mobile phone
- Free service for customers with a FOCUS Bank account
- Save time, avoid unnecessary trips to a branch
- All it takes is just a few quick taps
Learn More
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Review our Mobile Deposit FAQ (PDF) to find out more.
Before starting, review our Mobile Deposit Agreement (PDF)
Get Started
To access mobile deposit, download our mobile app and complete our online enrollment form.
NOTE: Please enroll with First and Last Name as listed on your account.
- Free, green, time-saving service
- Access your monthly statements online
- Faster and safer than paper statements
- Eliminate paper clutter and filing hassles
- Reduce chance of identity theft
- Access past statements online up to 18 months
- Download or print them with one click
To enroll, log into online banking and follow the enroll steps or select the “Options” tab.
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*Wireless carrier data rates may apply.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Example Rate
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
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Online Only Specials
| Term | Minimum Opening Deposit | Rate | *APY |
|---|---|---|---|
| 7 Month Online CD Special | $1000 | 4.15% | 4.22%* |
| 11 Month Online CD Special | $1000 | 4.00% | 4.06%* |
| Call for In-Branch CD Rates |
7 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.22%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 1/29/2025. Auto-renew provision with certificate renewing for 6 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
11 month online only CD -
*Annual percentage yield. Annual Percentage Rate 4.06%. $1000 minimum deposit to open. Interest is compounded quarterly. Effective date 11/07/2024. Auto-renew provision with certificate renewing for 12 months at the going rate. Penalty for early withdrawal. Certain conditions and restrictions may apply. See website for details. MEMBER FDIC
Please call 800-464-3150 or your local branch for in-branch specific rates.
